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Is UK drifting towards a “nothing allowed” culture?

Idiosyncracies that we love

I am a serial migrant and one thing you learn “on the road” is that every community has phrases and ideas that are deeply coded.  They simply don’t mean what they sound as if they mean.

When I first arrived in UK, I heard people saying “Bless”, quite a lot.  I even asked someone what they meant.

It was a dumb thing to do, of course. When he said “Bless”, he was saying “Oh sod off, I can’t be bothered with your troubles.”  He certainly wasn’t going to translate accurately.

He said he was commiserating.  And no, he did not follow through on what I was asking him to do and what I though he was obliged to do. Lol.

Legal systems differ

I remember someone returning from UK to Zimbabwe after studying for four years here and he told us seriously that he was going to study face recognition because it was important in jury trials.

I remember looking around the room and thinking, “Who is going to tell him?”   No one spoke up, so I said as gently as I could, “X, we don’t have juries in Zimbabwe.”

And we don’t have juries in Zimbabwe not because of the current troubles but because we have Roman-Dutch law.  So does South Africa, and oddly Sri Lanka.

On the look out for deep differences

Because of this difference, I am always on the look out for things that I just “don’t get” – where I might be jumping the wrong way because I grew up in another system.

Look at this quotation from a famous US lawyer, Newton Minow.

“After 35 years, I have finished a comprehensive study of European comparative law. In Germany, under the law, everything is prohibited, except that which is permitted. In France, under the law, everything is permitted, except that which is prohibited. In the Soviet Union, under the law, everything is prohibited, including that which is permitted. And in Italy, under the law, everything is permitted, especially that which is prohibited.[9]

Which category does UK fit in to?

It is my understanding that Roman law fits into the German camp.  Unless I am allowed to do it, I can’t.

And it is my understanding, that English law (I am not sure about Scots law) is in the French category.  Do whatever you like.  We will say if you can’t.

An example of how these differences create confusion

This is how confusion arises in practice.

When I read a sign that says “Parking is Permitted with a Permit from 10-11 and 2-3”, my first reaction is puzzlement – followed by a eh? Why would I want to park here from 10-11 and 2-3?

No, it doesn’t mean that at all.  It means you can park here whenever you want, but you must

a) move your car between 10-11 and 2-3

or

b) buy a ticket.

I bet you thought that was obvious.  I am still confused every time I see that sign but as it only costs 40p to park there all day it is a confusion I will put up with.

Does this difference account for the nanny state and other British wonders?

When I heard the Unions negotiating for workers to go to work in shorts during this past very hot week, I got into a Twitter conversation about the nanny state and I started to wonder if this difference accounts for differences in management style as well.

The differences between Germanic and Anglo meetings

Meetings in Germanic countries are brisk.  You go in armed with facts and figures and MAKE DECISIONS, quickly and definitively.

Anglo meetings swirl around this way and that with no agenda and no outcome.  As an American-trained, Indian-born manager used to say in NZ (nudging me with his elbow and whispering out the side of his mouth):  “Sit back and wait. We will be here for the next hour discussing process and there will be no goal”.  Sure enough, for the next hour we discuss who wants what.  What we are trying to achieve collectively is not mentioned at all.  Who knows whate we were there for but we’ve had a spirited discussion about individual preferences.

What does it mean to ‘manage’ in the two systems?

I think I prefer a system where everything is allowed unless it is prohibited.

But possibly when you grow up in  system like that you aren’t used to designing systems or spaces where things happen.

And then you get a profileration of crazy rules.  10 signs per 100 yards, or whatever the figure is for British roads.

And it also means that one of your choices in life is to sit and do nothing.  Though some people are trying to prohibit that too.  This illustrates my point.  Designing and organizing for action is quite different from banning the few things that we may not do. Banning someone from doing X will not get them to do Y.

Alternatives

This thought process is starting to feel like ‘reaching’ to me.  But to try to illustrate my point.

What if you simply told people to drive safely and they will be accountable for what they smash into?

What if you told people to pay their taxes but that we would display online how much they paid?

Life can be made very simple if we choose.

And we shouldn’t have to tell people what to wear to work.  Really. If it is hot, wear shorts.  If it is cold, wear a jumper.

Of course, if you cannot afford a change of clothes, that would be my concern.  I’ve been brought up in system where managers are supposed to make things possible.  We are certainly accountable if people cannot see the way forward and don’t have the resources to get there.

Have a great weekend!

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5 lame excuses in HR for bad job descriptions

I’ve been in UK for two years now and frankly, I find the HR documentation here well. . . what euphemism shall I use  .  . . undeveloped.

From time to time, I’ve been sufficiently unwise to comment – and these are the excuses I get, sometimes concurrently, a dazzling tightrope of logic.

Excuse 1 : We are too chaotic

Turnover is so high that we cannot keep up with the documentation.  So we issue poor documentation or none at all.

Excuse 2: We are learning

Nobody knows what will be done in the job.

Excuse 3 : Not made here

This is the system we have worked out.  That must count for something.

Excuse 4 : We can fudge it

Well, we will put in a clause “And any other task required by the Head of Department”.  90% of work comes under that clause.

Excuse 5 : If we are sufficiently muddled, we can shift the blame

I know I didn’t mention it but it is on page 56 or in the middle paragraph of an email addressed to someone else and copied to you.

Beginner’s dilemma

I remember years ago, one of my former students asked to see me at my house on a Saturday morning.  He had been given a rough talking to be a line manager at work and he didn’t really understand what he was doing wrong.  “I just took him some forms to fill in,” he said,”and the guy laid in to me”.

My reply was to ask whether he was a high-paid messenger boy.  Did the organization need a graduate to move forms from one point in the organization to another?

What the organization needed was an intelligent, thoughtful, informed person to ask the line manager questions in the line manager’s language, translate into HR-speak, fill in the form and return it to the line manager for signing.

And the line manager should look at it and look up with a shine in his eyes, and say: “Oh, that’s what this is for!”

The line manager should feel that scales have fallen from their eyes. They should see the work they do as clearly as if someone wiped the mist off the mirror and they saw themselves for the first time.

Example of good work

This morning I stumbled over this excellent example of a job description, and given the quality of job descriptions that I am seeing daily, I thought it would be good to flag it up and link to it.

Job description of a website owner

It says clearly

  • what the person’s day looks like
  • what the job holder does
  • the decisions they make

It says clearly how each task contributes to

  • Work for the day
  • Long term planning

Get the organization organized

And now you might say, I would like to but this place is just not that organized –  the work changes from day-to-day.

Then that is your first job. To get it organized.

Actually, the organization is probably more organized than you think.  Wipe the mist from the mirror and let them see themselves.

Just write down what they do all day and sort it out.  It may take you a few hours but everything else in HR flows from there.

When the job description is clear, it is easy to

  • communicate with job applicants
  • select people who can and want to do the work (without discriminating)
  • pay equitably
  • train & develop
  • coach & manage performance.

In short, you cannot do your job until you have worked out what people do on the job.

And writing it down allows us to check that we have a common understanding.

That is our job.  To be the mirror of the organization so that we develop a common understanding and confidence in each other.

Collective efficacy, believing that the next person is competent, adds 10% to the value of an organization – and a 10% that cannot be copied by your competitor.  No money in the world can buy collective efficacy.  It comes from the continual work of developing  confidence in each other.

And we cannot be confident of each other when we each have a different idea about what we are supposed to be doing.

It’s as simple as that.

How did the story end?

Well, my former student’s eyes lit up as the penny dropped.  He went back to work and started delivering value to his line managers.

The firm did fold eventually (but not because of him).  Indeed, they kept him on to manage the redundancies.   When he was done, he joined Ernst & Young as a Consultant.  Then he moved to a bank and after that he started his own firm of consultants.

I hope you enjoy the job description. It is a fine example of good work.

PS I’ll tell you where the 10% comes from if you want.

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4 things I learned in 24 hours with Google Adwords

Do you used Google Adwords? And does it bring you the traffic you want?

I think all ‘noobes’ to the internet struggle with Google keywords and experienced geeks around us don’t want to come clean and say simply how the system works.

Well there is a chicken-and-egg system here.  You don’t know which keywords to use until you know!  Maybe you may learn something from my this little experiment of mine.

My 24 hour Google Adword Experiment

On Monday afternoon, I found a Googles Voucher in my ‘maybe sometime’ box and it was about to expire on Tuesday.  So I decided to run a Googles Ad and see what 30 pounds could buy me in 24 hours.

Seven steps to running your first Google Adword

  • Log on to Google Adwords and set up your account
  • Write your ad and link it back to your website (they have a handy system on screen)
  • On the basis of your website, Google will suggest some key words
  • Edit your keywords
  • Put in your bank details & your promo code if you have one.  They will charge you 5 pounds for this entertainment.
  • Set your monthly budget at 30 pounds.
  • Sit back and watch comfortably knowing you can switch all this off at anytime at the cost of whatever bill you have run up – capped at 30 pounds.

My entertainment

  • What I am going to sell.  I wrote a special blog post for this game: I offered to set up interview questions to match a job description and let someone practice with me over Skype (with webcams).  The nature of my product didn’t really matter. What mattered was that it was offered on the landing page of my blog.  Google does limit the length of url that goes in the advert so I couldn’t direct to any post or page.
  • My ad.  I wrote a simple ad saying “Practice for your job interview over the internet with webcam with an experienced coach”.  (The word Skype was disallowed).
  • First impressions.  There was an immediate flurry of activity with impressions from Search (that is the keywords I had chosen) and 3 Click Throughs.  My CTR or CTR was well above 0.5% at that stage.  As we only pay for the Click Throughs and Google is setting the price on a rolling auction, the price varies.  I paid 133p for 3 clicks on my blog.  No one contacted me so I had 0 conversions but I had set my prices rather high.  I was interested in the Google-end of this experiment.
  • Frills. I had left the ‘Content Network’ on.  Google puts the ad on Content partners too.  It advises to leave that option on.  The impressions from Content Partners were slow at first but rose dramatically on the second day.  The CTR was rubbish though.  After 36 hours, my ad was delivered (impressions) to just under 1500 partners with 1 click through.
  • Results.
    • From search traffic, “interview questions” drew 350 or so impressions with 3 click throughs – just under 1% and above the 0.5% which makes Google frown and say you are wasting our time.
    • “Interview tips” drew around 100 impressions and 3 impressions – so 3% click through.
    • “practice your interview” drew no impressions and of course, no click throughs.
    • All my ads appeared on the first page of Google search, but rarely at No 1.  The exception was “behavioral interview”.  (Remember these are ads we are talking about not the list of websites on the left.)
  • Cost.
    • This all came to 313p for 7 click throughs and an average price of 21p per person who arrived at my blog.
    • That might be meangingful in an advertising world.  Can you imagine though attracting 50 000 people a month at that price?  That would be 10 000 pounds a month.  I would need to be selling an awful lot.
    • The real issue though is the conversion rate.  Obviously of the 7 people who arrived – I had made one sale with a profit exceeding 313p, I would be ahead.

What did I learn?

  • Advertise in 10 minutes. Now, at any time, I can log in, write an ad,d and spend down the 30 pounds in my Google Account.  I know I can do it in 10 minutes. I recommend giving it whirl just for the pleasure of being clearer about how Google works.
  • Writing Ads is hard.  Do you remember all those Marketing types at Uni who we wrote off for being flibbety-gidgets?  Start buying them a lot of drinks.  And get them to write a whole lot of boiler plate ads to keep in a notebook when you need them fast!
  • Start early. Google is a chicken-and-egg system but you can break that vicious cycle by beginning.  I learned two important things from this experiment which had no purpose but to spend a Googles Voucher.
    • People are out there looking for interview questons and tips.  The click through rate was better on tips.  There is a market there.
    • No one is looking to practice their interviews.  No market.  Or is it a market waiting to be made!
  • Marketing.  How many of us have an explicit marketing budget?  How many of us have costed how many people we have to wave our product at (impressisons).  How many of us know our CTR (how many people we meet and how that translates into meaningful contacts?).  How many of us know how much each CT has cost us?  How many of us check the check our conversion rate to sales?  Have we budgeted adequately the time we need to spend, the time we need to wait and the money we must spend to achieve the conversions we want and need?

Good luck with your experiment.  Buzz me if you need help.

And sorry about the ad yesterday.  I wasn’t trying to sell you anything.  If you are a friend of mine, I helped you practice your interview for free!

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Use the internet for career coaching and interview preparation

Image representing Skype as depicted in CrunchBase
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Arrgh!  Interview preparation!

The worst thing about preparing for a job interview is the time it takes.  Google “job interview preparation” and it will take you a good half-an-hour just to pick out some good resources.

Then, you have to wade your way through the article.  And you are no better off! It’s like learning to drive from a manual.

Down the right hand side of the screen, Google helpfully lists adverts for career coaches who help you practice for job interviews.  They may save you some time.

Practice your interview over the internet

Hmm, but no coaches who practice over the internet.   I’ll do it for you, if you like.

  • Email me your job description and the “person specification“.
  • I’ll email you back 5 questions to prepare.
  • And I will ask you another 3 questions that you must answer without preparation.
  • We’ll connect at an pre-arranged time through Skype.
  • And I will give you feedback.

Fees?

EXECUTIVE : 100 pounds (for preparation, interview & feedback)

PROFESSIONAL: 50 pounds (for preparation, interview & feeback)

SCHOOL-LEAVER or OPERATIONAL:  33 pounds (for preparation, interview & feedback).

Contact Me

  • Email me with suggested times and your questions on jo dot working2.0 at gmail dot com.
  • I’ll confirm a time and answer your questions.
  • If you are happy, you can send me your job description.
  • I’ll need around 24 hours notice.

Look Me Up

My professional profile is at Jo Jordan on Linkedin.

Let’s get this done!

PS This post was made to test Google Adwords.  If you do need interview preparation, do let me know.  I may be able to refer someone who lives in your area who can help you practice.

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The hidden tricks of high level HR

Controllers survey the field at Misawa Air Bas...
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Have you heard of Elliot Jaques?

I was on Brunel University campus on Monday and glimpsed the Elliot Jaques building.  Elliot Jaques was blazoned in large letters across the side.  Of course, in the grand tradition of prophets not being respected in their own land, Jaques’ work is barely know to British HR managers and occupational psychologists.

Jaques on organizations

Jaques wrote about large organizations and the role of each level of the hierarchy.  What does the Colonel do that is different from the Captain and what does the Captain do that is different from the Lieutenant?  And more to the point, are these differences also found in a hospital?  What does the Consultant do that is different from the Registrar and is that different from the Houseman does (what do they call housemen these days?).

Jaques in practice

Understanding these differences is useful to organization practitioners for three reasons.

1.  To design jobs so that we aren’t tripping over each other or talking over each others heads.

2.  For designing pay systems (I did say that British organizational gurus seem to have skipped Jacques).

3. For designing training & development programs and by implication assessing where people are on their development path.

The system was modified slightly by a fellow called Patterson to take into account very large organizations like the Royal Mail and Tesco’s who train their staff from absolutely basic level jobs.  Let me explain the expanded Patterson system because when I looked for a good link on the internet, nothing much came up in the first three pages.

Patterson job levels

  1. Unskilled work.  I can show you how to do the works in a few minutes and I can see “from the outside” whether you have done it.  British pay rates are about 6 pounds an hour – the minimum wage.
  2. Semi-skilled work.  You need to be trained, much like learning to drive, but once you can do the work, you do it without thinking.  Your work is checked more by quantity and usually checked at the end of an shift.  Much of work in the British public service seems to be in this category.  Check the box.  Unless the equivalent of a car-crash has happened, it is counted as done.  That’s not to say it is not important.  It’s very important.  It’s simply done at this level of complexity and is the big difference between the work done in a Japanese factory and an Anglo-American factory.  British pay rates are about 7 pounds an hour which you will notice is 1.16 or 16% more than the first level.
  3. Semi-skilled work with responsibility.  In this category, you may have slightly more complicated skills, like driving a long-distance goods truck.  You are on your own and the damage you can do if you don’t achieve minimum levels of performance is fairly considerable.  Alternatively, you might supervise people at levels 1 & 2.  You will dole out their work and check they have done it.  But you are unlikely to train them or be able to vary the system.   I’ve just looked up a driver who carries cash and the pay rate seems to be 9.50 an hour.  This is about 36% higher than the last level.  Interesting as it was the same organization as the first.  I’ll comment on that in another post.
  4. Skilled work.  All skilled workers fall in this group, be they nurses or doctors, mechanics or engineers, accountants or teachers.  Generally, it takes 3-5 years training to acquire the skill and in each and every situation we encounter, we have to work out logically what we have to do.  So the mechanic has to look at your car and decide how to service it (does this still apply?). The hairdresser looks at your hair and decides how to cut it.  The GP finds out your story and takes some readings and dispenses some advice.  British pay rates at the entry level are about 11.50 which is about 25% more than the last rate.
  5. Skilled work with responsibility. Yes, skilled work is responsible.  All work is responsible.  At this level, we have enough experience to work on our own and enough experience to supervise people at level 4.  Note well, there might be trainers and supervisors at level 4.  Lieutenants and sergeants fit into level 4 this category because their basic skill is supervising.  Lieutenants are trained to do this from the outset and sergeants have come up through the ranks.  At level 5, we include the trial balance bookkeeper who runs everything efficiently, the CEO’s PA, the ward sister, the Registrar who has ‘been there and done that’, and the Captains and Majors in the Army.  Pay rates in the UK are about 15 pounds an hour which is about 30% more than the previous level. (Note the Army pays more.)
  6. Middle management.  The middle manager coordinates the work of several skilled people.  Each person is experienced and used to reading the situation and applying their professional know-how.  And they are quite capable of supervising the novices at level 4.   The big question is how does the jigsaw puzzle of these jobs fit together and as this is not a jigsaw puzzle but more like air traffic control at Heathrow, what do the skilled controllers need to do their job well and what degrees of freedom do you have for altering circumstances under which they work?  Some factors like flights coming in are not under your control, for example.  Which factors vary and are under your control?
  7. And the roles after this include middle management with responsibility, senior management (2 levels) and top management (3 levels).  Another day, another post.

Why is it important to get these levels right?

Let’s take something we look out for in assessment centres.

What level are you communicating at and what level have you assumed the other person to be?

When a skilled person becomes competent, they are able to explain what they do.  When they work with a novice, they point out the features of the situation that are important, ask the novice for a plan to check they are using the right professional know-how and to relieve the novice’s anxiety that they have understood, and then set a time to review when the novice has had a chance to try out their plan and to see if their efforts work.

Let’s be clear.  If you haven’t had similar training, you will not understand what is being said.  If you have been around a while, you might be   able to ‘follow’ without doing, just as a pilot understands what an air traffic controller is doing without being able to do it ‘himself’, and vice versa.

Difficulty 1.

The 1st difficulty comes in when the senior person simply doesn’t have the experience themselves to communicate clearly how situational details and professional know-how comes together.  Hence the rules to young lieutenants – listen to you sergeants, listen to your sergeants, listen to your sergeants.   To take the air traffic control example, an air traffic controller who is not totally fluent shouldn’t be supervising someone who is in their first 1 to 2 years service.

Difficulty 2.

The 2nd difficulty comes when the senior person tries to communicate with someone who is not trained in their area.  They are in for a shock, aren’t they?  That is a whole new experience set and takes time to learn.  Imagine an air traffic controller talking to the cleaner.  It takes a little work to understand that, no, it is not obvious to the cleaner why they shouldn’t put the paper strips in the waste.

Difficulty 3.

The 3rd difficulty comes in when the skilled person is promoted to the next level up and they haven’t understood their new role.

They are now supervising skilled people who know what they are doing.  Contingent leadership theory covers this well.  Don’t give detailed instructions!  Don’t try to motivate!  Delegate!  Just indicate what needs to be done and how it fits in with other work going on in other sections. Your skilled staff will take it from there.  If you’ve explained the overall situation well (and believe you me, we all mess up from time-to-time), your staff will deliver.

The sign of the inexperienced manager is that they forget there are many different situations and they assume their interpretation of the situation is relevant and start instructing their staff as if they are novices.  Interpreting the situation is the skilled person’s job.  The skilled person is on the spot and has immediate information about the circumstances.  The manager does not have this information and is likely to make the wrong call.  Third, the manager’s job is to provide the resources for your staff to respond to situations as they arise.  That’s the manager’s job.  Don’t wander off the job and start doing someone elses job just because it is in your comfort zone!

Take air traffic control again as an example.  Imagine an air traffic controller manager hears the voice of an traffic controller become more urgent.  The worst thing in the world would be to take over.  If, to take an extreme example, it was clear the air traffic controller was having a heart attack, the manager would get another controller to take over the station.  If the manager takes over, he or she would not be doing thei job – which is to monitor the overall situation and the interconnections between the jobs. It there was some tension at a station, they might walk over, but not to interfere – but to be immediately available to receive requests for more resources.  The picture from Zemanta illustrates beautifully – two senior people are standing-by to take instructions from the skilled person on the job. They haven’t taken over and the next scene will be them turning away to organize what the air traffic controller and the pilot needs to resolve this crisis successfully.

In business settings, the relationships may not be so clear.  If you walk past someone who is doing something you don’t like, don’t interfere and don’t start to comment. To keep yourself oriented, ask yourself these questions.

  • How does this job fit into other jobs?
  • Does the person doing the work understand how the jobs fit together – or better still, have we forgotten to tell him or her something?
  • Ask yourself what you are reacting to – your inexperience, or a real danger that the jobs won’t fit together at the end of the day?

Can you maintain your role?

This is a tough one for people moving into management, especially if they haven’t had good role models in their own managers.

To judge where a manager is a on the learning curve,  psychologists get quite sneaky in assessment/development centres.  They’ll drip feed you ‘rumours’ that a skilled person is not working in a skilled way, and then see if you can maintain your role.

  • Can you maintain your focus on how the outputs of all your level 4 people fit together and work together to achieve a good collective result?
  • If not, why do you think that the situation is so alarming that you have to do the equivalent of interfering with an air traffic controller as they speak to an aircraft?
  • Is your reaction based on professional information at this level 7.  Or, is it based on panic because the skilled person has a different style from you?

I remember one superb candidate in an assessment center who disregarded the ‘dripfeed’ and began a performance review of a senior salesperson “how is the market, John?”

Brilliant question.  To state this in a general abstract way. Ask “how are you finding the situations that you were appointed to manage?”

This exceptional candidate received a full report from her ‘subordinate’, listened to it carefully, and responded to it in its own terms.  Then, once they were both oriented and playing their own roles without muddle, she attended to rumors that he had been using a company car for personal purposes.  She didn’t muddle the issues and she didn’t let him off either.  She made it clear in a cheerful but implacable way that the car was not to be used in that way and she didn’t get into the excuses.  When one of the excuses was dissatisfaction with pay, she put that aside to discuss that later.  That was important and very much her job.  But it had nothing to do with cars and cars had nothing to do (really) with how much work it was taking to achieve sales in that sector.

She was only able to achieve this clarity because she was clear at the outset about their respective roles and she didn’t fall for the temptation of giving her opinion on matters that were irrelevant.

Rehearsing for your middle management job

Finding the right question is qhard though.  I wonder how many psychologists serving assessment centres and HRManagers interviewing could phrase them.

So figure out your question.

Let’s imagine an air traffic control manager was following up a complaint about a skilled air traffic controller.  Yes, it is tempting to jump to the complaint.

  • Begin with the responsibility of the job.  How is sector ABC?  Find out what is going through the air traffic controller’s mind.
  • Then it is easy to begin with – I’ve had a complaint about this.  And wait to see how it all fits in.
  • It’s very likely you will learn a lot.  Keep the conversation at the level of managing sector ABC and how ABC sector fits in with DEF sector and GHI sector (and of course, with finance, marketing and HR).

Sometimes there is no issue except panic and the panic is yours. So deal with it.  And thank your stars you have a light day today!

Going back to Brunel and Jaques

Yes, I am surprised that local HR gurus don’t know their Jacques. He’s handy for structuring thinking about big organizations in all three areas – job design, pay and development.  We can take it as said the pay scandals wouldn’t have happened if HR had been reviewing their handiwork with his principles and those of his descendants.

I have another question though.

How do hierarchies fit into social media?

We know the old dinosaurs of large mechanistic companies have to change their ways.  GM is on life support.  The banks in Britain are alive mainly because of the massive ‘blood transfusion’ from the rest of economy that may kill us instead.  The organizations of the future will be smaller and networked but there aren’t enough around yet to see patterns – or are there?

Yes, in a sophisticated networked organization, most students join us around levels 2 and 3.   Graduates should be trained for level 4 (skilled) with the idea they will be at level 5 in 3-4 years (skilled and able to supervise novices).  I think this pattern will remain much the same.

Thereafter, do we have hierarchies?  Maybe – it’s possible to conceive managing networks the same way as managing hierarchies.  Or are we going to have to understand the complexity of organizational life differently?

Is the Elliot Jaques sign at Brunel University just a curiosity like the lace buildings in my town?  What do you think?

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5 questions to ask about pensions

How’s your pension scheme?  Do you even know?

I just read a post about the closing of “defined benefit” pension schemes that we hear about in the news, and the rather old news that public pensions are not funded – meaning – we are expecting today’s children to grow into adults and pay us out of their NI contributions – to put it starkly.

Do you understand how your pension works?

I started writing a tutorial on pensions and what you should know about your own fund. In my experience, people pay 6% of their own money in and their employer pays as much, if not more.

But few people, including white collar professionals have any idea where the money goes, or whether they will ever get it back.

I’ve deleted the tutorial, though, because I felt as if I was spreading alarm & despondency and though I know more than most people, I am not an actuary.  So I’ll make this deal.

If you want to contact me, I’ll walk you through the questions you should be asking.

Grab your pension handbook, scan the contents, and I’ll walk your through the sections you should be looking for.  You can read the whole thing when you understand the framework.

Five questions we should be asking about pensions

What I wanted to say on the post but got blocked by blogspot’s sign in (give us the option of typing in our blog name would you – open id often crashes), is that we should get over our personal screaming heeby-jeebies and start structuring the debate about pensions as a wider issue.

1 How many people have benefited from pensions?

It is great to think that a pension will give us a fabulous old age, and some people are living royally, but how many people have benefited?  In UK and world wide?

2 What are commitments to the aged?

What are we deeply committed to doing for older people?  And how widespread is that agreement?  Are we honoring that commitment?

For a start, why do we assume that we should stop work at 65?  It was notworthy that in The Economist debate this week, 80% of people voted to raise or abolish the retirement age.

3 What political commitments do we need to honor these commitments?

Most people don’t understand that public pensions are unfunded.  For the most part, the NI contributions of today pay for the pensions for tomorrow.

Has the younger generation, whom we outnumber, agreed to pay us?  Are we increasing the likelihood that they will want to and/or will the economic ability to deliver?

4 What makes us think we can think predict the economy 40-80 years ahead?

When we pay into a pension fund we are agreeing to something that will happen in 40, 50, 60, 70 years ahead.  Can we predict that far?

Perhaps we need another way of thinking about funding old age?

5 What happened to the money we have paid into our pension funds?

In crude terms, it has gone to people who have already retired and a lot has been lost in the credit crunch.

What interests me though, is where our pension funds were/are invested.  When I put in 6% of my salary and my employer puts in another 8% say, I am actually paying a ‘tax’ of 14%.

The money goes into a fund and, because of its size, becomes capital. It is available to companies as capital to grow and expand.

And it is available to governments to borrow (gilts) to fund roads, schools, etc.  They promise to pay it back out of future taxes – hopefully from an economy that is bigger and healthier, but of course, may not be.

And best of all, the government borrows from its citizens rather than from sovereign funds in other countries (government surpluses in other countries.)

What interests me is where do my pension funds go?

Who is using them to invest?  Who was investing banks involved in derivatives, etc?

If you were an employer, would you offer a pension fund.  I am not sure I would.  I would invest in employees’ education.  My greatest concern would that they are very flexible with multiple skills and multiple languages followed by the ability to run their own businesses. That’s the most ethical solution that I can think of.

But if there were no pension funds, who will supply investment capital?  Who does have access to large dollops of money that we call capital?

Right locals -fill me in.  Tell me how it works here!

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Stylish events in London

Rounding up Week 4 at Xoozya

Event manager supremo in London

Squeezed in between writing tenders, I was able to attend a most excellent reception in London hosted by the Blur Group and event-managed by the inimitable, Julius Solaris.

Cafe Phillies

On a blowy, summer evening, we converged on Cafe Philles, just off Kensington High Street, an Italian Cafe with elegant, contemporary snacks, light wines and Belgium beer.

Getting down-and-dirty with social media

We were a small gathering of start ups in the social media space.  Everyone was articulate about what they do – and they are doing.  Julius had carefully selected the guests and conversation was relaxed but focused on the economy and the in-depth discussions of business models, be they the economics of on-demand printing, databases for the assiduous management of  backroom cooperation between real estate portals, or communication systems for disaster management.  Everyone worked for start ups and was comfortable in their own skins.

Time to call in the professionals

It was a pleasure to be there.  I am not an event manager at all – I abdicate my events (!), but they are expensive affairs, even for the guests.  I would like to go to more events that are focused and smooth.

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Dancing with fellow professionals

Week 4 at Xoozya

Yup, that bid took it out of me.  I was so tired this weekend,  I couldn’t even be bothered to go for a walk in the sun.

Back at work and another tender – but this was sorted out fairly quickly.

They have it or they don’t!

There is definitely a pecking order of clients.

People who did stats or personality theory at uni will remember an unidimensional factor means everything correlates.  If you are high on one thing, you are high on everything.

You notice this pattern when you work on projects.  When the documentation is good, the verbal briefing tends to be precise and you can also find information about the firm on the internet.

And when everything is clear, we can get on with the work.

Because we are usually bidding to fellow professionals, we also find we can get directly to the point .  .  . and use big words.

I am all for expressing our services in lay language.  I think every professional service needs to pass the plain language test.  For the lay user, I must be able to say simply:

“This is what you are doing and this is where I can help you.”

But between professionals, we want to communicate nuance and detail very very quickly.  We don’t want to stop to explain technical terms that they really should know.

Is it true that HR staff are this bad?

Thinking about this took me back to a project I did “in-house” many, many years ago.  I was preparing the salary information for industrial level negotiations.  All our competitors would be present, we would negotiate annual awards with the unions, and we would recommend a set of minimum conditions to the Ministry of Labor for reconciliation with awards offered in other industries and promulgation in due course by the Minister as a Statutory Instrument.

My immediate boss was going away on holiday.  He was a visual guy and didn’t want numbers.  This was before the days of desktop computers, so I grabbed a pad of graph paper, pulled an all nighter, and because there was so little time, drew him a bunch of line graphs.

He duly departed to the beach and the MD paid me a surprise visit.  A rare occasion indeed.  He usually just dialed the switchboard and told them to summon me on the factory wide tanoy: Jo Jordan to the MD’s office.  A bit like being summoned to the Headmaster but after a while Jo Jordan was associated to MD and that was definitely in my favor, so I wasn’t complaining.  Things began to happen so much faster for me!

On this hot afternoon, the MD plonked himself down in front of my desk and proceeded to explain how to draw bar charts, without actually mentioning the word bar chart.  I mischievously let him go on and after an hour, I smiled gently and asked: So you would like me to draw bar charts?  He was a good guy and got the joke, though I was almost half his age.

We subsequently discussed the substance of what he must achieve in the negotiations and some time into this, he once again he went into a tortuous explanation, this time of the minimum wage.  I wasn’t quite so patient and interjected tersely, “you mean the y intercept.”

That evening,  I rang up the HR Manager who had recruited me, but who had left the company herself, and I asked her, why did Mike, for that was his name, why did Mike talk to me like that.  Her answer was because so few people know.  Hmmm.

Professional training

Now compare this with professional internship viva’s.  Graduates often come in and try to claim the procedures they use – rather than the data about the client – are confidential.  We always set our students straight.  Any procedure that we use as a professional must be tested and published, or a known convention and therefore also published, or a law which we can cite with paragraph, section and sub-section.

Basically, within a profession, we have a common knowledge base.  We know what is common to the curriculum across the country.  We usually have a pretty clear idea of what we know and what we don’t know.  There’s lots we don’t know, of course.  We’ve only learned the stuff in our profession and there is heaps more to know about the world.

But students talking about work in their professional internship don’t need to explain.  They just say what they did.  The examiners are just providing an audience so they will be motivated to write down what they do.  With 4 vivas a year for 3 years, they get better at describing what they do and move from a superficial account, through using plain language, to telling us how they improved the system.  Now, they are communicating with us quickly.  The questions we’ve asked them over the years help them separate background and foreground, what is expected to move suddenly from what is likely to be static or slow to move, what looks better from a different angle or in a different light, what is ‘boilerplate’ and what is an interesting, nuanced account.

Learning at the edges

It was interesting when an intern learned a new procedure, or was able to use a procedure in new circumstances.  Usually sometime in their third year, students would ring up the Convenor and alert us to an interesting log book coming in.  And they would ask to address a plenary session rather than just a viva panel.  They wanted to address everyone!  Every student and every examiner.  And so they did.  And everyone came too.  They wanted to extend their knowledge and they weren’t going to miss out.

Sometimes we would have someone in between.  They knew their stuff but couldn’t explain it yet.  This was awkward when the person is senior but didn’t have a strong connection with the professional body.  Maybe they’d been working abroad and had just come back.   I have actually attached students to such people and told them to follow them around and come back and tell us his thought process.

Once I was working with a very experienced psychologist in the UK on an assessment center.  I made a few remarks about a candidate.  She simply asked pleasantly for me to walk through what I was doing and when she thought I was referencing a model that she wasn’t familiar with, she said, very pleasantly and inquiringly, “What are you doing?”

I worked for a long time with a positive organizational scholar in New Zealand who would never stop to explain what he was doing.  It was hard work keeping up.  In fact, I’ve only just found one of the poems he would cite.  It was used to advertise BBC poetry week.  I heard it and thought, yes at last, dived for my laptop and courtesy of the Beeb, found the long lost reference.  But I am glad I put in the work.  All those years of saying what is P talking about, looking things up and piecing it together has paid off.

Lack of shared knowledge or lacked of shared manners?

Yes, there are gray areas, but I am finding too many awkward moments when someone is teaching me to suck eggs and they sadly don’t have Mike’s sense of humor.  I feel like Jeeves with Bertie Wooster, except that Bertie knew he didn’t know.

  • Thinking, thinking . . .  is it a matter of lack of shared knowledge.  Or is it a lack of shared manner system?
  • Is it that inquiry and particularly joint inquiry is not seen as the essential scaffold of the working relationship?
  • Is it that we have become Flat Earthers at heart?
  • Or is it the old masculinity/class thing – the conversation is to do with recreating the pecking order – our job is simply to yes sir, no sir, 3 bags full sir?

My questions to buyers of professional services

Here is my challenge to everyone who sends out a Request for Tender or advertises a job.

When people ring you for a briefing, what do you expect them to ask?  What information have you compiled and put in a handy place on your desk so you can ask questions precisely and concisely?

What do you expect to learn when people ask you questions?  What did you learn last time you managed a tender?

My question to you

What do you think?  Do you get caught in these dilemma?  How do you make sense of my predicament?

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Get it done, completely

Day 3-15 at Xoozya

Wow! Day 3 became Day 15 in no time as I was buried in a demanding pitch.  The work I did on strategic planning 12 days ago is in the form of scribbled notes in a box.  I wonder if I can read my writing.  It’s such a waste of time to have to pick up tasks that have been suddenly abandoned.

The secrets of successful protovation

Hence the flip-side of protovation and an amplified, connected life.

Only start what you finish and dispatch in one move.

And the corollary of that – break tasks into small pieces.

Finish what you are doing as you go and put it away, file it properly, as you end it.

Who would have predicted that the internet world will make us tidy.

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